Embedded Finance

Integrate verified shipment data into your financial workflows - enabling milestone payments, better coverage, and new models for de-risked trade.

Authentica’s Embedded Finance layer connects real-world shipment verification with financial decision-making.  By tying payments, insurance, and financing terms to verified events - digital and physical - we help buyers, suppliers, insurers, and financiers reduce risk and unlock better outcomes.

Authentication Warranty

  • Shifts fraud risk off corporate balance sheet.
  • Guarantees reimbursement of up to 100% of shipment value if fraud, adulteration, or misrepresentation occurs and Authentica fails to detect or trace it.
  • Available for shipments protected by BioTags®.
  • Underwritten by Tokio Marine.

Integrated Global Payments

  • Hold funds in Micro Escrow™ until conditions are met - milestone-based or automatically released upon inspection.
  • Provide an instant, cost-effective digital alternative to letters of credit.
  • Background check counterparties to reduce fraud and compliance risk.
  • Protects both buyers and suppliers, preventing premature release of funds while accelerating cash flow once terms are satisfied.
  • Powered by LiquidTrust, a multi-currency payment solution available in 200+ countries with built-in escrow and dispute resolution.

Insurance & Trade Finance (Coming Soon)

  • Future offerings will include cargo insurance, trade credit insurance, and financing instruments such as letters of credit or factoring.
  • Financial providers will leverage data from Authentica’s platform to assess collateral, verify asset condition, and tailor terms to actual risk exposure.
  • Aims to reduce premiums, increase access, and enable dynamic financial decisions based on real-time compliance signals.

When to use Embedded Finance

Automating payments to suppliers once compliance conditions are met

Protecting against fraud or substitution in high-value or sensitive shipments

Accelerating access to capital with verified shipment-level risk profiles

Building trust in multi-party transactions without relying solely on paper-based systems

AI Agents & Workflows
Explore Platform
Physical Verification