Embedded Finance

Authentica’s Embedded Finance layer connects real-world shipment verification with financial decision-making. By tying payments, insurance, and financing terms to verified events - digital and physical - we help buyers, suppliers, insurers, and financiers reduce risk and unlock better outcomes.

Authentication Warranty

Shifts fraud risk off corporate balance sheet.
Guarantees reimbursement of up to 100% of shipment value if fraud, adulteration, or misrepresentation occurs and Authentica fails to detect or trace it.
Available for shipments protected by BioTags®.
Underwritten by Tokio Marine.

Milestone-Based Payments

Enables escrow or release of funds in stages, contingent on verified shipment milestones (e.g., dispatch, verification, delivery, compliance clearance).
Interact via email, Teams, chat, or workflows anytime.
Protects buyers against premature or non-compliant shipments, while accelerating supplier cash flow when conditions are met.
Powered by LiquidTrust, a multi-currency wire and escrow system.

Insurance & Trade Finance (Coming Soon)

Future offerings will include cargo insurance, trade credit insurance, and financing instruments such as letters of credit or factoring.
Financial providers will leverage data from Authentica’s platform to assess collateral, verify asset condition, and tailor terms to actual risk exposure.
Aims to reduce premiums, increase access, and enable dynamic financial decisions based on real-time compliance signals.

When to use Embedded Finance

Automating payments to suppliers once compliance conditions are met

Protecting against fraud or substitution in high-value or sensitive shipments

Accelerating access to capital with verified shipment-level risk profiles

Building trust in multi-party transactions without relying solely on paper-based systems

AI Agents & Workflows

Explore Platform

Physical Verification